If you’re reading this, you probably already have your Branch Card in-hand and know about all the amazing features it comes with. (Cashback rewards, anyone?) But did you know that Branch also makes it easy to get cash when you need it? Read on for everything you need to know about using ATMs with your Branch Card.

How to Find Free ATMs

With an in-network ATM locating feature built right into our app, finding the nearest free in-network ATM to withdraw funds from your Branch Card has never been easier.

To access the ATM locator, click here to be directed to the in-app ATM locator, or follow these steps:

1. Open our app and ensure you are on the Wallet tab.
2. Tap Move Funds.
3. From the pop-up menu that appears, tap Find an ATM.
4. From there, you will be presented with a map outlining nearby ATMs within the AllPoint Network.
   
   • You can filter the ATMs shown by tapping any of the icons in the top portion of the ATM locator tool which helps locate free in-network ATMs by default and provides options to help you locate ATMs open 24/7, as well as handicapped accessible ATMs.

Is there a limit to free ATM transactions?

Branch users can take advantage of up to eight (8) free in-network Allpoint ATM transactions per month. After reaching this limit, a $2.00 fee will be applied to each ATM transaction until the start of the next month.

For ATM withdrawals made outside our network, a $2.00 fee will apply in accordance with the Cardholder Agreement, in addition to any fees charged by the ATM.

What is considered out-of-network? 

Any ATM outside of the Allpoint network is considered out-of-network and will be subject to a withdrawal fee. To clarify further, if an ATM is not listed as "Fee-Free" when using the ATM locator in our app, it is considered out-of-network. 

Is it possible to change ATM withdrawal limits?

Yes! You can change the withdrawal limit for ATMs from your Branch App. Here’s how:

1. Navigate to the Wallet tab in the app
2. Tap the three dots on the top right corner of the card displayed to open the Card Controls menu
3. Tap Adjust Limits
4. Tap Adjust Daily Limit in the middle of the page
5. Use the arrows or swipe to choose the amount of funds you wish to withdraw on the current calendar day
6. Once you have selected the desired amount, tap Request Increase to proceed

Note: ATM limits cannot be increased beyond the options available within the app.

Can I access ATMs internationally?

Yes! Outside of the U.S., your Branch Card can be used for purchases and ATM withdrawals in Mexico, Canada, and the UK (including England, Scotland, Wales, and Northern Ireland). Note that:

• A 4% fee will apply to all international transactions
• A $3 fee will apply to each international ATM withdrawal
• And additional ATM fees may apply.

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