This app is awesome!
You can access your own income as you earn it. YES YES YES
Fast Pay, Your Way
Branch is here to create a better payday for working Americans. Explore tips, resources, and insights to help you make informed decisions about your finances and the earnings you receive via Branch.
Take Control of Your Financial Future
The Branch App, a digital bank account and debit card*, offers you fast, easy access to your pay, fee-free banking options, cashback rewards, and more.
Branch also offers access to powerful financial wellness tools that can help you take control of your money. Enjoy a smarter, more convenient payday.
Unlock the Benefits of the Branch App
Helping workers like you manage your money, your way.
Smart spending
Enable Apple Pay® or Google Wallet™ right after sign-up to start using your card right away. Order your physical Mastercard debit card to access free ATM options** at more than 55,000 locations.
Rewards
Get cashback rewards for spending on everyday purchases like gas, food, or other transactions with your Branch Card at participating merchants.
Savings
Put your hard-earned cash toward an emergency fund, a vacation, or whatever else your heart desires—and earn interest* on what you set aside.
CashFlow
Gain personalized insights on your earnings, spending, and saving that can help you budget.
Greenhouse
Discover Greenhouse, a curated marketplace powered by MoneyLion featuring custom financial services tailored to your unique needs.
Bill pay options
Simplify your bills by seamlessly issuing payments via the Branch App.
Branch Works for People Like You
Hospitality
Serving up fast pay in the form of wages, tips, and other reimbursements so you can better manage everything on your plate.
Healthcare
For those dealing with long days & demanding work, Branch offers fast, flexible pay so you can take care of you, too.
Gig & Marketplace
Whether you’re between deliveries or between paydays, Branch helps you with fast, flexible access to pay so you’re always ready for what’s next.
Business Services
Focus on growing your career while we focus on making payday hassle-free.
Logistics & Transportation
When you’re always on time, your pay should be too. Get paid after completing your jobs based on your organization’s payout schedule, without the headache of invoices or paper checks.
Hear From Individuals Like You:
I have been using the Branch account for more than a year without any problem, a wonderful and easy-to-use application, and an ATM card that I use on a daily basis and for all my purchases, as well as withdrawing money from the account from CVS Pharmacy located directly opposite my place of residence.
I can't believe how easy this app is to use and how convenient it is in a pinch. I find that this is a GREAT app for monitoring upcoming bills, for example: My next pesky Netflix bill will be in 10 days and seeing as I don't use a register to track my checking account and opt to instead check my accounts on a daily basis, this is a great reminder! That is just one of the MANY benefits Branch has to offer. Finally, their Customer service best i have ever dealt with. Completely understanding!
Trusted by
3.25% Annual Percentage Yield (APY) applies to accounts with an average daily balance for the month of $500 or more. Accounts below $500 average daily balance earn 1.25% APY. APY is variable and subject to change.
Funds are held at Lead Bank, Member FDIC,, and Evolve Bank & Trust, Member FDIC. FDIC insurance covers up to $250,000 per depositor. Coverage is pass-through and applies to your total deposits across all Lead Bank and/or Evolve Bank & Trust accounts.
Branch is not a bank. Banking services are provided by Evolve Bank & Trust, Member FDIC or Lead Bank, Member FDIC (“Sponsor Banks”), as listed on the back of a user's Branch Card. FDIC insurance only applies for eligible accounts should the Sponsor Bank holding the user's funds fail. The Branch Mastercard Debit Card is issued by the Sponsor Bank pursuant to a license from Mastercard and may be used everywhere Mastercard debit cards are accepted.