Access Your Pay Anytime with On-Demand Pay

You work hard for your money. Why wait for it?

With Branch’s On-Demand Pay*, you can get fast access to a portion of your earned wages ahead of payday, anytime. There are fees to get an advance to your Branch account—just your money when you need it most.

*Note: On-Demand Pay is available exclusively through participating workplaces. Check the Branch App to see if you’re eligible.

How It Works

Check if You’re Eligible for an Advance

Navigate to the On-Demand Pay tab within the Branch App and see if you’re eligible to take an advance on the hours you’ve already worked.

Take an Advance

Choose how much you’d like to take, authorize the advance with your digital signature, and get your earnings deposited directly into your Branch Account before payday—for free—within minutes.

Spend As You See Fit

Use your funds online or in-person with your Branch Card immediately after they’ve been added to your wallet. Whether you’re purchasing daily essentials, planning weekend activities, or fixing a busted tire, Branch has you covered.

Access Your Pay, Your Way

Increase Your Cash Flow

There’s no reason to wait for payday. With On-Demand Pay, you can get anytime access to a portion of your wages, whenever you need it.

Enable Apple Pay or Google Wallet

Once you’ve taken an advance, make sure you’ve enabled Apple Pay or Google Wallet to make it even easier to spend your funds.

Frequently Asked Questions

Looking for more help? For any additional questions, please visit the Branch support center.

How much money can I take through On-Demand Pay?

On-Demand Pay allows you to take up to 50%* with a maximum of $1,000* per pay period of your earned wages before payday. 

*These numbers may differ based upon organization. Check your Branch App for more details.

Are there fees associated with getting access to my earnings?

Nope! There are no fees to get early access to your earnings with Branch. Once you’ve received funds in your Branch account, you can spend with your Branch Card, transfer funds via ACH at no cost, or make an instant transfer to another debit card for a small fee where eligible.

How often can I take an advance?

You can take as many advances as you need. Just know, On-Demand Pay only allows you to take up to 50%* of your earned wages before payday with a maximum of $1,000* per pay period.

*These numbers may differ based upon organization. Check your Branch App for more details.

How quickly will my funds be available after taking an advance?

After your advance has been approved, funds are available in your Branch account within minutes to save or spend.

Other Great Benefits That Come With Your Branch App

Rewards

Get cashback rewards for spending on everyday purchases like gas, food, or other transactions with your Branch Card at participating merchants.

Savings Goal

Put your hard-earned cash toward an emergency fund, a vacation, or whatever else your heart desires.

Greenhouse

Discover Greenhouse, a curated marketplace powered by MoneyLion that features custom financial services tailored to your unique needs.

Get Started With Fast Pay, Your Way

Branch works directly with workplaces. Contact your HR team to learn more about Branch as a benefit.

Branch is not a bank. Banking services provided by Evolve Bank & Trust, Member FDIC. FDIC insurance only applies for eligible accounts should the bank holding your funds fail. The Branch Mastercard Debit Card is issued by Evolve Bank & Trust pursuant to a license from Mastercard and may be used everywhere Mastercard debit cards are accepted.