Take Control of Your Financial Journey with Branch
Your Branch account is a digital bank account* that allows you to store funds, spend, track payment history, and earn cashback rewards through the Branch App.
Branch works directly with workplaces. To learn more about Branch as a benefit, reach out to your HR team.
Use Your Money, Your Way.
Whether you’re looking to save, spend, or track your payments, you can do it all with your Branch account.
Spend Online or In-Person
Your Branch App and debit card give you the ability to spend anywhere Mastercard is accepted. Whether you’re buying gas, groceries, or shopping online, you can do it with your physical card, Apple Pay®, or Google Wallet™.
Save for a Rainy Day
Ensuring you have cash saved up for a rainy day is key to a bright financial future. With Branch's Savings tools, you can set money aside whenever you'd like—or turn on auto-contributions—and earn up to 3.25% APY* while it grows. When you need those funds, you can easily move them back into your Branch Wallet anytime.
Earn Cashback Rewards
Earning rewards on everyday spending makes life better. Now, you can earn cashback rewards whenever you spend at participating merchants using your Branch Card. You can find the most relevant offers near you using the Rewards tab in the Branch App.
Transfer Options
If you have a Premier account, you can effortlessly transfer funds to another bank with free standard transfers or instant transfer for a small fee. Free transfers process via ACH and take 3-5 business days.
Explore the Benefits of an Account Made for You
Physical Debit Card
Your Branch Card is a debit card you can use wherever Mastercard is accepted, from buying gas and groceries to shopping online.
Apple Pay & Google Wallet
Easily make contactless payments by adding your Branch Card to Apple Wallet or Google Wallet.
View Your Balance, Transactions, and Monthly Statements
Get a holistic view into your financial life with Branch. View your transactions and monthly statements to set yourself up for success.
Access to 55,000+ fee-free ATMS**
Get quick access to your funds from thousands of ATMS located across the country.
Earn Cashback Rewards
Receive cashback rewards on everyday purchases like restaurants, groceries, and online shopping.
Start Saving for the Future
Whether you're saving up for future bills and expenses or setting aside funds for that dream vacation, Branch's Savings tools lets you add money whenever you like—and earn interest* while you save.
On-Demand Pay***
Get access to your earnings around the clock. If your workplace offers On-Demand Pay, you can take an advance up to 50% of your paycheck ahead of payday.
Greenhouse***
Access a curated marketplace with additional financial products and services to empower your financial journey.
Move or Add Funds
Deposit cash or checks, instantly transfer funds, and ACH funds to another bank where eligible.
Pay Your Bills With Ease
It’s never been easier to make sure your bills get paid on time. Simply enter your Branch Card number on the website where you’re paying a bill. You can set up one-time payments or automatic payments. If you’re a Premier account holder, you can also provide your biller with your account and routing number instead.
Latest Insights From the Blog
Take advantage of all that Branch has to offer with fresh insights and tips that set you up for financial success.
Get Started With Fast Pay, Your Way
Branch works directly with employers. To learn more about Branch as a benefit, reach out to your HR team.
3.25% Annual Percentage Yield (APY) applies to accounts with an average daily balance for the month of $500 or more. Accounts below $500 average daily balance earn 1.25% APY. APY is variable and subject to change.
Funds are held at Lead Bank, Member FDIC,, and Evolve Bank & Trust, Member FDIC. FDIC insurance covers up to $250,000 per depositor. Coverage is pass-through and applies to your total deposits across all Lead Bank and/or Evolve Bank & Trust accounts.
Branch is not a bank. Banking services are provided by Evolve Bank & Trust, Member FDIC or Lead Bank, Member FDIC (“Sponsor Banks”), as listed on the back of a user's Branch Card. FDIC insurance only applies for eligible accounts should the Sponsor Bank holding the user's funds fail. The Branch Mastercard Debit Card is issued by the Sponsor Bank pursuant to a license from Mastercard and may be used everywhere Mastercard debit cards are accepted.