Anytime Access to Your Earnings

Branch is a dynamic financial technology company that works in partnership with Evolve Bank & Trust, Member FDIC, to provide secure and innovative banking services, including a digital bank account and debit card. Grainger has partnered with Branch to give you access to 50% of your pay ahead of payday with a maximum of $1,000 per pay period.

Sign up is free and you can spend funds from Branch using your account and routing number; with your virtual card that can connect to Apple Pay / Google Pay or be used for online purchases; or through the free physical Mastercard debit card. You can also transfer your Grainger payouts from your Branch account to another bank account.

Click here to download the Branch App and open your account for free.
Looking for the company password? It’s "graingerbiweekly".

You can order your personalized debit card by tapping Order Card once you completed your registration. The card should arrive at your home address within 8-12 business days. While you wait for the physical card to arrive you can use your card digitally with Apple Pay or Google Wallet.

Adding your Branch debit card to Apple or Google Pay will allow you to make contactless purchases using your phone. To enable this feature, tap the 3 dots on the top right corner of the card displayed to open the Card Controls menu, then tap Add to Apple Wallet or Add to Google Pay. Follow the instructions from there and verify using the phone number on your account.

Requesting access to your earned wages is fast and simple! After setting up your account, go to the On-Demand Pay tab in the Branch App and you’ll see a dollar amount available for advance on the main screen. Choose the amount you’d like to request by moving the slider, click “Cash Out” following the remaining steps and you’ll see the money appear in your Branch account. Once you see it there, it’s ready for you to use towards saving, spending, or sending—it’s your money now!

Grainger employees will have access to up to 50% of their pay at any time.

Your pay is calculated based on your daily work hours and regular rate of pay (excluding premiums). Grainger provides this information daily to Branch, and we apply a 50% rule, making half of your daily earnings available in your Branch account each day.

The ability to access up to 50% of your pay early is a valuable short-term tool to boost your cash flow when unexpected expenses occur. As a guardrail to make sure you’re on steady financial footing, the other 50% is reserved for the end of your pay cycle.

Grainger employees who have worked in the current pay period with recorded hours.

Click the Move Funds option in the Branch App to transfer funds from Branch to an external account. You can transfer funds instantly for a small fee ($2.99 for amounts under $25, $3.99 for amounts $25.01-$75, $4.99 for amounts over $75) by selecting the Debit card option, or you can transfer funds for free using the Another bank option. Free transfers process via ACH and take 3-5 business days.

Branch provides access to 8 free ATM transactions per month at 55,000+ ATMs in the Allpoint Network. A $2 fee will apply per ATM transaction after 8 transactions until the next month.

Allpoint ATMs are conveniently found in popular retailers — places you already know, love and shop every day. You can find your closest Allpoint ATM through the Move Funds menu in the app, or by clicking here.

You can pay your bills online by providing your Branch debit card number to your biller. If your biller does not support getting paid via debit card, then you may provide your Branch account and routing number to them.

Yes. Your Branch account is a bank account, so you can set up direct deposits from other companies using your account and routing number which are displayed in the app after signing up.

Earn cash back on everyday spending with your Branch card at participating merchants ranging from local restaurants to online retailers. You’ll automatically collect cash back rewards after every purchase—watch your savings pile up month-long and collect the bounty at the end of each month. Go to the Rewards tab in the Branch App to find participating merchants and retailers.

With Savings Goal, Branch users can set aside funds, and track their progress toward achieving it. Start taking control of your financial future: put your hard-earned cash toward an emergency fund, a vacation, or whatever else your heart desires.

If you believe your card is lost or stolen, we urge you to first lock the card. Open your Branch App, tap the 3 dots on the upper right corner of the white debit card and tap Lock Card. From there, you can select to order a replacement card. A new personalized card will be shipped to your home address within 8-12 business days.