Skip the wait. Get paid fast.

Branch is not a bank. Branch is a dynamic financial technology company that works with apartner bank to provide secure and innovative banking services, including a digital businessbank account and debit card*. We’ve partnered with Branch to pay out earnings via the BranchApp.

Spend funds from your Branch account with your virtual card, which can connect to Apple Pay /Google Pay and be used for online purchases, or through the free physical Mastercard businessdebit card. You can also send funds using your account and routing number or transfer yourpayouts from your Branch account to another bank account for free via ACH or to a debit cardfor a small fee.

Create your payment profile in the GigSmart app.

Once you’ve signed up for Branch you’ll automatically receive your payments from GigSmartthrough the Branch account as soon as they’re available.

You can order your personalized business debit card by tapping Order Card once youcompleted your registration. The card should arrive at your home address within 8-12 businessdays. While you wait for the physical card to arrive you can use your card digitally with ApplePay or Google Pay.

Adding your Branch business debit card to Apple Pay or Google Pay will allow you to makecontactless purchases using your phone. To enable this feature, tap the 3 dots on the top rightcorner of the card displayed to open the Card Controls menu, then tap Add to Apple Wallet or Add to Google Pay. Follow the instructions from there and verify using the phone number onyour account.

Yes! Branch provides an FDIC-insured business bank account*, so you can set up direct depositsfrom other companies using your account and routing number, which are displayed in the appafter signing up.

You can pay your bills online by providing your Branch debit card number to your biller. If yourbiller does not support getting paid via debit card, then you may provide your Branch accountand routing number to them.

Earn cashback rewards on everyday spending with your Branch debit card at participatingmerchants ranging from local restaurants to online retailers. You’ll automatically collectcashback rewards after every purchase—watch your savings pile up month-long and yourrewards will be redeemed to your account at the end of each month. Go to the Rewards tab inthe Branch App to find participating merchants and retailers.

With Savings Goal, Branch users can set aside funds for a specific goal and track their progresstoward achieving it. Start taking control of your financial future: put your hard-earned cashtoward an emergency fund, a vacation, or whatever else your heart desires. Move money basedon your preferred schedule: automate transfers between your primary balance and your SavingsGoal with auto-contributions or manually contribute to your goal whenever it works for you.

Greenhouse is a curated marketplace powered by MoneyLion where you can browse financialproducts and services tailored to meet your unique financial needs. From personal loans tohigh-yield savings accounts, you’ll be able to find fresh ways to make the most out of yourmoney.

Get started with Greenhouse:

1. Go to the Greenhouse tab in the Branch App to browse the latest financial products andservices
2. Click the product you’re interested in, whether it be a savings account, personal loan, orrefinancing options
3. Review the information provided by Branch4. Continue to an external platform to provide basic information and review your selection.

New financial products and services will populate on an ongoing basis, so be sure to check backin to see what’s new.

With Branch, you receive access to 8 free ATM transactions per month at 55,000+ ATMs in theAllpoint Network. A $2 fee will apply per ATM transaction after 8 transactions until the nextmonth. Allpoint ATMs are conveniently found in popular retailers — places you already know,love and shop every day. You can find your closest Allpoint ATM through the Move Funds menuin the app, or by clicking here.

Click the Move Funds option in the wallet tab to transfer funds from Branch to an externalaccount. You can transfer funds instantly for a small fee by selecting the Debit card option, oryou can transfer funds for free using the Another bank option. Free transfers process via ACHand take 3-5 business days.

If you believe your card is lost or stolen, we urge you to first lock the card. Open your BranchApp, tap the 3 dots on the upper right corner of the black debit card and tap Lock Card. Fromthere, you can select to order a replacement card. A new personalized card will be shipped toyour home address within 8-12 business days.