Skip the wait. Get paid faster.

Available on both iOS and Android, the Branch App offers a digital bank account and debit card* where you can receive your cashless tips. With the Branch App, you’ll not only receive fast, easy access to your pay, but also cashback rewards, fee-free banking, and the ability to save or spend your funds however you'd like.

Branch Direct is a web-based payment option that lets you receive your payouts directly to your existing debit card (Visa, Mastercard, or Discover)—no new bank account required. It's a flexible option if you already have a debit card you love and want your payouts sent directly there.

With Branch Direct, you can:

• Link your existing debit card to receive payouts from Saltgrass
• Access a secure web portal to view and manage your payouts
• Switch to a free Branch App at any time if you'd like access to the full Branch App experience

Note: Prepaid cards and credit cards are not supported.

For help, visit the Branch Direct Help Center: branch-direct.zendesk.com/hc/en-us

Click here to choose your preferred payout method.

When you sign up for the Branch App, you get access to your tips at no cost.

Cashless Tips

Saltgrass will deposit your tips every time you work into your Branch account.

You can access your funds for free by spending with your Branch Card, using your Branch account and routing number to pay bills, or transferring via ACH to another account where eligible. The Branch App offers fee-free banking including no overdraft or minimum balance fees.

If you’d like to transfer your money to an existing card or bank account, you can do so by choosing a Standard ACH transfer which is free (funds appear in 2-3 business days) or you may be charged a small fee if you choose to instantly transfer your money out from your Branch account to an external debit card where eligible.

Signing up for Branch Direct is free. A small fee is deducted from each payout you receive to your linked debit card.

Want to avoid the fee? You can switch to the Branch App at any time to receive your payouts at no cost.

Switching from Branch Direct to the Branch App

If you'd like to switch from Branch Direct to the Branch App, you can do so at any time:

• Select "Switch to the Branch App" from within your Branch Direct portal, or
• Revisit your original enrollment link and select the Branch App option

The Branch App gives you access to cashback rewards, savings goals, and more—with no fee to receive your payouts.

Switching from the Branch App to Branch Direct

If you'd prefer to receive payouts to your existing debit card instead, revisit your enrollment link and select the Branch Direct option to connect your debit card.

Direct Deposit with Branch allows you to access all your earnings in one place, spending with either your Branch account or debit card. Depending on your employer, Branch Direct Deposit may also allow you to receive your deposits up to 2 days before payday. To set up your Direct Deposit with Branch, follow these simple steps.

Branch Premier is an account and debit card with full access to all digital wallet features, including:

• Bank account with account and routing number
• Mastercard debit card
• Easily transfer funds to and from your Branch account
• Add funds via cash deposit or mobile check deposit
• Convenient bill pay options
• Full suite of financial wellness tools

To open a Branch Premier account, you will be asked to verify basic personal information and provide identification.

A Branch Essential account comes with select access to digital wallet features, including:

• Bank account
• Mastercard debit card
• Pay bills via debit card
• Financial wellness tools

Certain features are disabled in Essential accounts and not available to use. These include:

• Bill pay with account and routing number
• Transfers to other accounts
• Cash or mobile check deposits

To open a Branch Essential account, you will be asked to verify some basic personal information.

Users who can provide the necessary additional verification details can upgrade to a Premier account at any time within the app.

Click here to choose your payment method. Once you set up your account and begin working, you’ll be able to receive tips after each shift. Saltgrass calculates tips and pushes them out into your Branch account after you work.

You can order your personalized debit card by tapping Order Card once you have completed your registration. The card should arrive at your home address within 8-12 business days. While you wait for the physical card to arrive you can use your card digitally with Apple Pay or Google Pay.

Adding your Branch debit card to Apple or Google Pay will allow you to make contactless purchases using your mobile phone. To enable this feature, tap the 3 dots on the top right corner of the card displayed to open the Card Controls menu, then tap Add to Apple Wallet or Add to Google Pay. Follow the instructions from there and verify using the phone number on your account.

Yes. Your Branch account is a bank account, so you can set up direct deposits from other companies using your account and routing number which are displayed in the app after signing up.

You can pay your bills online by providing your Branch debit card number to your biller. If your biller does not support getting paid via debit card, then you may provide your Branch account and routing number to them where eligible.

Earn cashback rewards on everyday spending with your Branch debit card at participating merchants ranging from local restaurants to online retailers. You’ll automatically collect cashback rewards after every purchase. Watch your savings pile up month-long and your rewards will be redeemed to your account at the end of each month. Go to the Rewards tab in the Branch App to find participating merchants and retailers.

With Savings Goal, Branch users can set aside funds for a specific goal and track their progress toward achieving it. Start taking control of your financial future: put your hard-earned cash toward an emergency fund, a vacation, or whatever else your heart desires. Move money based on your preferred schedule: automate transfers between your primary balance and your Savings Goal with auto-contributions or manually contribute to your goal whenever it works for you.

Greenhouse is a curated marketplace powered by MoneyLion where you can browse financial products and services tailored to meet your unique financial needs. From personal loans to high-yield savings accounts, you’ll be able to find fresh ways to make the most out of your money.

Get started with Greenhouse:

1. Go to the Greenhouse tab in the Branch App to browse the latest financial products and services
2. Click the product you’re interested in, whether it be a savings account, personal loan, or refinancing options
3. Review the information provided by Branch
4. Continue to an external platform to provide basic information and review your selection.

New financial products and services will populate on an ongoing basis, so be sure to check back in to see what’s new.

Branch provides access to 8 free ATM transactions per month at 55,000+ ATMs in the Allpoint Network. A $2 fee will apply per ATM transaction after 8 transactions until the next month. Allpoint ATMs are conveniently found in popular retailers—places you already know, love and shop every day. You can find your closest Allpoint ATM through the Move Funds menu in the app, or by clicking here.

Click the Move Funds option in the Branch App to transfer funds from Branch to an external account [where eligible]. You can transfer funds instantly for a small fee ($2.99 for amounts $25 and under, $3.99 for amounts $25.01-$75, $4.99 for amounts over $75) by selecting the Debit card option, or you can transfer funds for free using the Another bank option. Free transfers process via ACH and take 3-5 business days.

If you believe your card is lost or stolen, we urge you to first lock the card. Open your Branch App, tap the 3 dots on the upper right corner of the white debit card and tap Lock Card. From there, you can select to order a replacement card. A new personalized card will be shipped to your home address within 8-12 business days.

When logging in to Branch, you will receive a text message with a verification code that is different each time you log in. You will be prompted to enter your passcode (which is one you choose) and if you forget that passcode, hit “Forgot Passcode” on the login screen in the app on your mobile device. Another verification code will be sent via the email address you provided when signing up for Branch and you will enter that code into the app to reset your password.

Our support team is available to help you. Here’s how you can contact Branch Support:

• In-App: Contact us through your Account Tab! (recommended)
• Branch Help Center: Check out our FAQs or reach out to us on support.branchapp.com